Milward M.

PROFESSIONAL EXPERIENCE

Financial Analyst

IDSA  | Intibuca , Honduras | Aug 2024 -  July 2025

• Managed the end-to-end financial operations of five SMEs across construction, services, agriculture, automotive, and tourism sectors, ensuring accurate reporting and compliance.
• Led a team of three in overseeing treasury functions, accounts receivable/payable, and intercompany transactions across all entities.
• Prepared and monitored budgets and cash flow statements for each business, supporting effective financial planning and resource allocation.
• Supervised physical inventory counts and reviewed payroll for compliance with Honduran labor laws prior to processing.
• Filed monthly tax declarations and ensured adherence to local financial regulations across all companies.

Accounting Analyst

Grupo Q  | San Pedro Sula, Honduras | June 2023 - Aug 2024

• Consolidated the master budget and prepared operational expense forecasts across multiple business units for Grupo Q and Active Motors.
• Conducted detailed financial statement analysis by business area, brand, and branch, including full-company reviews.
• Calculated and reviewed key performance indicators (KPIs) such as contribution margin, expense-to-revenue ratio, Return on Sales (ROS), and performance against sales targets.
• Prepared monthly sales commission calculations for various business lines including motorcycles, workshops (Active Motors), and post-sales services (Grupo Q), covering workshops, automotive products, spare parts, and Autopits.
• Led monthly performance review meetings with brand and branch managers to analyze results versus budget, highlighting horizontal and vertical variances.
• Developed financial projections for different departments based on historical data and strategic objectives.
• Ensured the accuracy and consistency of KPI reporting, supporting executive decision-making with actionable financial insights.
• Collaborated with cross-functional teams to validate financial data, monitor spending, and ensure compliance with corporate financial goals.

Financial Analyst

Bayer SA / Mosanto | Tegucigalpa, Honduras | Sep 2014 - Apr 2023

• Generated, reviewed, and adjusted financial statements, including monthly and year-end closing entries such as write-offs and account cleanings.
• Performed account reconciliations for Accounts Payable (AP) and Accounts Receivable (AR) to ensure data accuracy and completeness.
• Executed month-end bank reconciliations and adjustments to reflect accurate cash positions.
• Calculated deferred taxes in accordance with Honduran tax laws and ensured proper reporting.
• Prepared and filed monthly and annual local tax declarations, maintaining compliance with all applicable financial regulations.
• Conducted physical inventory counts and ensured alignment between system records and physical stock.
• Managed and maintained organized physical documentation for audits and legal review.
• Assisted with and responded to external audit processes, including the review and validation of audit findings and reports.
• Developed projections for income statements and provided data to support strategic financial planning.
• Calculated bad debt estimates and ensured adequate reserve provisioning.
• Reviewed and processed vendor invoices, ensuring timely payments and proper expense classification.
• Posted intercompany journal entries and ensured alignment of financial records between related entities.
• Collaborated in coordinating AP/AR operations to improve cash flow management and operational efficiency.
• Ensured full compliance with local financial laws, accounting standards, and corporate policies.